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Test disclosure three

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KodyPay Ltd (trading as Kody) is a limited company registered in England and Wales with company registration number 11532575, whose registered address is: Unit 42 24-28 St Leonard Road, Windsor, Berkshire, England, SL4 3BB. KodyPay® is a registered trademark of KodyPay Ltd in the United Kingdom. The KodyPay Card or “KodyCard” is issued by Adyen N.V, each pursuant to license from Mastercard International Inc. Mastercard® and the circles design are registered trademarks of Mastercard International Incorporated.

Kody partners with Adyen N.V. to provide financial services, payment services and banking services (including cross-border services in the EEA). Adyen N.V. (member of the European Central Bank, licensed as Credit Institution by De Nederlandsche Bank) is registered in the Netherlands as company number 34259528. Dutch law defines a bank as a credit institution as referred to in Article 4 of the CRR. The CRR defines a credit institution as an undertaking the business of which is (i) to take deposits or other repayable funds from the public and (ii) to grant credits for its own account.